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Arizona – Kiplinger’s 9 of 10 Best States to Retire
You may not know that Sun City, the first active adult community, opened in Arizona more than 50 years ago. Since then, Arizona has been a popular place for older Americans to settle down and soak up the sun in places like a Goodyear retirement community. Here are some of the top reasons we have found that people enjoy their Arizona retirement.
As you age, you’ll find that your body prefers warmer weather. If you want to avoid the humidity that comes with the southeastern part of the country, though, skip the Florida retirement homes and come to the state famous for its dry days and cool nights (the rainfall averages between 3 inches per year in the desert areas and over 30 in the mountains). You can look forward to never shoveling again, and as a bonus, the dry weather can ease allergies or asthma, so if you suffer from either of these, Arizona may be able to help you breathe easier.
You can’t talk about Arizona without at least mentioning the Grand Canyon, though that is only one of many natural wonders in the state, like Red Rock State Park. If you enjoy natural beauty, you will find some sights to awe you here. If you enjoy outdoor activities, you’re in luck, because you can find everything from the excitement of whitewater rafting to the more sedate pleasure of golf within the state’s borders.
There are several beautiful cities to choose from if you’re interested in culture and the arts, including Phoenix, Sedona, and Flagstaff. Arizona is also home to various cultural festivals from the Scottsdale Culinary Festival and the Tucson Folk Festival. You can sample the west with the World’s Oldest Rodeo in Prescott or you can take in some Native American culture by visiting tribal lands or historic sites.
When you retire, where are you going to live? Whether you buy a house or rent, Arizona is on the cheaper end, with recent data showing an average rental fee of $1,050 and an average home value of $178,000. Also, it is much cheaper to cool a house instead of heat it, so if you live in a warm-weather location like Arizona, you’ll save on your energy bills.
Another concern you may have before settling into an Arizona retirement community is the tax situation. There’s some good news on that front. Tax friendliness is one of the main reasons Arizona made Kiplinger’s Top 10 Retirement Places list. Income tax is very small, and Social Security benefits are tax exempt, as are some other forms of retirement income. In addition, there are no estate or inheritance taxes to contend with.